When You Should Use Commercial Real Estate Financing Options

If you’re thinking of acquiring a commercial property, it’s important to know that there are many possible financing options available to you. The best choice depends on your current needs and how you want to use available capital. Here are a few solutions:

Renovation or Expansion of an Owner-Occupied Property

If you’ve been in business for a while, you may already own your business’s headquarters. It may be necessary to remodel your business location to make it more attractive or to give it the ambiance that represents your brand identity. You have several loan options available:

  • SBA 7(a) loan: This small business loan allows you to invest in your business in many ways, including expansion, remodeling and redecorating. You can also include working capital to upgrade equipment at the same time.
  • SBA 504 loan: SBA 504 loans are exclusively for construction or remodeling of commercial property, offering excellent interest rates and repayment terms.
  • Conventional real estate loan: Large businesses can also upgrade commercial property with our loan options.
  • Bridge loan: This short-term loan has higher interest rates but an easier qualification process and faster approval. If you only need funds for a small project, this may be the ideal choice.

Wise entrepreneurs know that keeping up with today’s business climate means appealing to modern consumers.

Construction of Multi-Unit Housing

Construction companies often have to invest resources on raw materials at the beginning of a project. This is essential for getting paid later. With our construction financing options, you don’t have to feel pressured during this stage. That way you can make the best decisions for your business reputation and continue attracting high-value clients.

Commercial real estate financing can also assist developers. With available CMBS loans, equity and mezzanine financing, HUD loans, FHA loans and construction loans, real estate developers can discover low interest rates with large financing amounts, maximizing profits. We also have options for fix-and-flip businesses.

To learn more about the financing options available, contact our experts right away.